The World of Finance Doesn't Have to Be Intimidating

5 Things You Need To Understand About How Your Mortgage Payment Works

If you want to purchase a home, pretty soon you will be making a mortgage payment. Your mortgage payment goes to a variety of different expenses and funds, and those payments work together towards paying off your home and protecting your investment. Loan Interest When you make your monthly mortgage payment, a portion of your payment will go towards the interest on your loan. The interest is essentially the money that the bank is making on your loan.   Read More...

Three Things You Must Know About SBA Loans Before Applying For One

There are many ways you can obtain capital for your business, but getting loans through the Small Business Administration (SBA) is one of the best options because the low interest rates and long repayment times makes them the most affordable. However, here are three things you need to know about SBA loans that could help you better manage the process and increase your chances of getting approved for funding. The SBA is the Guarantor, Not the Lender   Read More...

Four Things You Need To Know About Applying For A Land Development Loan

When developing commercial real estate, you may need to procure financing to raise the necessary funds for the project. If you are developing raw land (land that does not have electricity, an accessible route, or a working sewer system), one way to cover the costs of developing the land is with a commercial land development loan. Check out a few things you should know about this type of product: 1. There are Two Types of Land Development Loans   Read More...

Why Hire A Professional For Your Loved One's Estate Sale?

An estate sale is a large auction or private sale where a majority of a person's belongings are sold to the public. This type of sale typically occurs when someone has died and the executors of the estate don't want furniture, clothing, collectibles and other items. When you have a loved one who has recently passed away or who is no longer living in their home (such as moving into assisted living), then an estate sale is a great way to eliminate items you don't want.   Read More...

How Staying Licensed, Insured, And Bonded Can Help You Grow Your Business

All contractors need protection for themselves, as well as protection for their clients. You can achieve all of these things through licensure, insurance, and bonding. You don't always require all three, but it's important that you maintain all three anyway if you want to grow your business. People Will Tend to Choose a Licensed Professional Over an Unlicensed One Even when people want to spend the least amount of money as possible, they still tend to stick to contractors with licensing.   Read More...